Pradhan Mantri Suraksha Bima Yojana 2023 : Pradhan Mantri Suraksha Bima Yojana is an accident insurance plan offering disability cover for accidental death and death or disability due to accident. In this article you will get to know complete information about Pradhan Mantri Suraksha Bima Yojana like what is Pradhan Mantri 20rs Insurance Yojana, benefits, annual premium, eligibility, required documents and how to apply. So read the article completely so that you can understand all the details equally.
Pradhan Mantri Suraksha Bima Yojana 2023
Pradhan Mantri 20rs Insurance Yojana – The annual premium of Pradhan Mantri Suraksha Bima Yojana is just Rs.20. Accident insurance will be provided under this insurance scheme at an annual premium of Rs.20. This scheme is for people aged 18 to 70 years.
Under this scheme, if the insured dies in an accident, or loses both eyes or both hands or both legs in an accident, he is entitled to Rs 2 lakh under the Pradhan Mantri Accident Insurance Scheme and Rs 1 lakh in case of loss of use of an arm or leg.
Objective of PMSBY Scheme
For Pradhan Mantri Suraksha Bima Yojana, individual bank account holders aged between 18 years (completed) and 70 years (nearest birthday) who agree to pay a premium of Rs. can
Pradhan Mantri Suraksha Bima Yojana information
Among the social security schemes run by the central government is the Pradhan Mantri Suraksha Bima Yojana.
Pradhan Mantri Suraksha Bima Yojana covers an annual premium of just Rs.12 at the time of an accident of Rs. An insurance cover of up to 2 lakhs is provided.
This amount is deducted from your linked bank account only.
The registration period under this is from 1st June to 31st May. That is, you can renew the plan in the month of May (currently the plan can be taken), the plan is valid for one year and has to be renewed every year.
Anyone between the ages of 18 and 70 who is required to have a bank account can participate in Pradhan Mantri Suraksha Bima Yojana.
Who can avail for PMSBY scheme
For Pradhan Mantri Suraksha Bima Yojana, individual bank account holders aged between 18 years (completed) and 70 years (nearest birthday) who agree to pay a premium of Rs. can
Benefits available under this scheme
Benefits of PMSBY scheme in case of accidental death and disability are as follows.
Documents for availing PMSBY schemes
Documents required PM Suraksha Bima Yojana are fixed. The list of which is as follows.
Application Form
Aadhar Card
Ration Card
Identity Certificate
Example of Income (Income Certificate)
Passport Size Photo
Mobile Number
How to apply?
One can also open a PMSBY account online using their bank’s net banking facility.
The applicant has to login to his internet banking account and search for PMSBY on the dashboard and the customer has to fill some basic and nominee details.
The customer has to consent to auto debit of premium from the account and submit the form.
To register PMSBY offline, one can go to the bank where one has a savings account or the candidate can go to the official site https://jansuraksha.gov.in/Forms-PMSBY.aspx to download the form.
After downloading the application form for Pradhan Mantri Suraksha Bima Yojana candidate can fill all the details and submit to the attached bank along with required documents.
Once it successfully gives the insurance acknowledgment slip to the applicant
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