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Kisan Credit Card Scheme 2023 aims to support the farmers of India, who are major contributors to the country’s growth and progress. The government recognizes the hard work of farmers who are responsible for feeding the nation and wants to provide them financial support and benefits. Both the central and state governments have implemented various programs from time to time to improve the livelihood of farmers.
Kisan Credit Card (KCC) is a scheme run by the central government to help the farmers of the country financially. Through this credit card, farmers can take loans at very cheap rates for agricultural work or for their needs. Through it, loans of 1.6 lakh rupees are being given to farmers without guarantee. In this post we will get complete information.
Kisan Credit Card Scheme Information
This scheme is a scheme run by the central government in which credit cards are given to the farmers of the country. In the KCC scheme, a loan of Rs. And if the farmer’s crop fails, he can also get compensation through this card.
Kisan Credit Card (KCC) Scheme Main Objective
Before the Kisan Credit Card (KCC) scheme was introduced, farmers had to depend on village moneylenders for their financial needs. However, the loans provided by these moneylenders came with high interest rates, making it difficult for farmers to repay the debt and escape their clutches. In some cases, farmers had to mortgage their house property or agricultural land to get the loan.
Required Documents for Kisan Credit Card Scheme
Applicant should have Aadhaar Card.
Driving license, electricity bill, identity card etc. (any one)
Bank passbook with which Aadhaar card should be attached.
Passport size photograph
A farmer should have suitable land for cultivation.
7/12 and 8-a copy of land (Anyror Gujarat)
The farmer should be a native of India.
All those farmers can apply for Kisan Credit Card, who cultivate their own land or produce or cultivate in another’s land.
which is in any way associated with agricultural crop production.
Key Benefits of Kisan Credit Card Yojana
KCC loans have low interest rates, making it easy for farmers to repay the loan without any burden.
Farmers can easily and quickly avail credit facilities from banks with Kisan Credit Card.
The KCC card eliminates the need for multiple trips to the bank for loan disbursement and documentation, making the process convenient for farmers.
The card also works as an ATM card, allowing farmers to withdraw cash from ATMs for their daily transactions.
The government has also made provisions for crop insurance, making it easier for farmers to protect their crops from damage caused by natural calamities.
Overall, Kisan Credit Card Scheme aims to improve the financial stability and livelihood of farmers, making it easier for them to meet their agricultural needs.
Who will benefit from Kisan Credit Card Scheme?
All those farmers whose age is between 18 to 75 years will get the benefit of this scheme.
Farmers who are above 60 years of age are required to be co-applicants.
All farmers who want to benefit from this scheme have land for cultivation.
Farmers integrated with animal husbandry, small and marginal farmers of the country will also be given the benefit of this scheme.
Those who do fishing will also be given the benefit of this scheme.
Renters and tenant farmers will also be given the benefit of this scheme.
How to Apply for Kisan Credit Card Scheme?
To apply for Kisan Credit Card, you have to go to any bank from the bank list given above.
You have to go to that bank and get the Kisan Credit Card Yojana form.
Now after getting the form you have to fill the form which can be filled by the bank officer.
After filling that form you have to attach all the required documents with that form.
Now those forms and documents have to be deposited in the bank.
After that all further process will be done by bank and you will be issued Kisan Credit Card in no time.
Kisan Credit Card Useful Link